Helping organizations engage people and uncover insight from data to shape the products, services and experiences they offer
Learn More

Contact Us


We'll be in touch soon!

Need to accelerate growth?Cognizant offers innovation and IT expertise for a mature property and casualty industry.

Property and Casualty (P&C) insurance may be a mature industry, but trying to do the same old things at less cost is no longer enough. To jump-start growth, new IT developments like the cloud and mobility can help, but each requires IT expertise and knowledge of best practices.

Cognizant has the experience and technology expertise to help, along with a tradition of listening to customers. That’s one reason our clients include 13 of the top 25 P&C insurers in the U.S. and eight of the 10 largest European insurers.


Growth Strategies

Reassessing your multichannel distribution strategy and refreshing your incentive compensation system can help energize business growth. The application of marketing and customer analytics can provide valuable insight to cross-sell and upsell opportunities.

Mergers & Acquisition

We can help build the post-merger integration plan for your business, operations and technology. After the plan is developed, we’ll help you with execution so you’ll achieve the business and operational objectives you require.

Regulatory & Reporting 

Custom regulatory and management reports can provide strategic advantages in today’s competitive environment. Let us help you set up new reports and show your team how to create new reports as needed.

Global Clinical Services

Our global clinical services team provides specialized services using licensed nurses, physicians and pharmacists to support the medical management needs of the disability, casualty and specialty services segments of the U.S. insurance market. With multiple URAC accreditations and dedicated clinicians, we offer deeper, more experienced global clinical resources than any other service provider.

Our clinicians include both U.S. and Philippine?licensed nurses, managed by a well?seasoned team of nursing professionals, to allow for staffing scalability while maintaining existing quality and oversight controls.


Our insurance team of business and technology experts has transformed industry best practices into solutions frameworks that can be adapted to the needs of any carrier. These include:

  • Integrated Risk Management System (IRIS): Streamlines the risk assessment process for commercial lines
  • Insurance Dashboard: Tracks selected key performance indicators in real time



Cognizant provides an end-to-end solution for insurers that offer usage-based insurance and better risk management for commercial fleets. Data from the vehicle is transmitted at second-by-second intervals, reflecting driving behavior such as braking, acceleration and cornering.

Our platform helps companies manage and use the data collected for usage-based insurance products, providing complex event processing, portals and mobile apps for customer feedback. In addition to a new rating variable and a better book of business for the company, policyholders receive a discount for good driving and a tangible relationship with their carrier.

Cognizant Mobile Risk Assessment

This solution is designed to deliver critical business benefits, including greater productivity for risk evaluation, field underwriting and loss control with increased efficiency. It is geared to reduce turnaround time for the end-to-end survey process by up to 20%, allow 20% to 30% more completed inspections in the same period and simplify the process to allow greater focus on analysis rather than data capture.

Claims Processing

A carrier’s claims processing system brings it face-to-face with its policyholders, providing an opportunity to either impress or alienate them. Our experts can assure the best possible outcome—whether you’re updating legacy systems or applying analytics to improve claim outcomes. Learn More

Seamless Underwriting

Our Optima Intake? solution suite brings commercial & specialty insurers and their agents together to effectively submit, evaluate, price and quote risks. The suite’s modular and configurable solution components address key carrier challenges and provide a seamless end-to-end underwriting experience. Learn More

Interactive Exposure Map

Cognizant Interactive Exposure Map is a breakthrough solution that combines business intelligence with geographical information systems to help property and casualty carriers make business-critical decisions in the insurance value chain.

Workers’ Compensation

Cognizant WorkActivate? is an innovative solution that engages claimants to actively participate in and adhere to their return to work recovery plans. Learn More

Cognizant Optima MedWise? provides you a way of automatically comparing individual claims to a massive knowledge base of existing cases to flag treatment that deviates from the norm. Learn More

Drone Technology

The demand persists for carriers to deliver faster, smarter and more responsive solutions to insurance clients. Expanding innovation with remote technology has made the use of drones a real possibility with the potential for on-demand data and access to immediate results. Today, drones are a key differentiator capable of transforming the customer experience while enhancing a carrier’s operations and efficiency. Learn More


Cognizant Cloud Insurance Platform

Designed with today’s technologies, for tomorrow’s insurance businesses, the Cognizant cloud insurance platform enables you to focus on your core business and opens up a new world of opportunities.

Property & Casualty Insurance Solutions | Insurance IT | Cognizant Technology Solutions
tags, as close as possible to the opening tag. Creation Date: 03/08/2017*/ var axel = Math.random() + ""; var a = axel * 10000000000000; $('').appendTo('head'); } function floodPDF(downloadDescription,downloadReferrer){ //var check = '/content/cognizant-dotcom/en_US/find-solutions/industries/insurance/property-casualty'; //console.log("check PDF Click",check); /*Start of DoubleClick Floodlight Tag: Please do not remove Activity name of this tag: pdf_general-download URL of the webpage where the tag is expected to be placed: This tag must be placed between the and tags, as close as possible to the opening tag. Creation Date: 11/29/2016*/ var axel = Math.random() + ""; var a = axel * 10000000000000; $('').appendTo('head'); }